The use of credit today in the purchasing of food, property, assets and services is prevalent. There is hardly anything of value that cannot be purchased in part or in full by the use of credit, or a credit card. Whether it is to finance a home, or a car, or simply paying for a dinner or a holiday...
Michael
Credit repair is as important as getting out of debt
Avoiding complications in credit repair is almost important as getting out of debt. When we have bills that were neglected simply because we didn’t have the money to pay the bills, or else we purchased items instead of paying the bills, we are in debt. If you are considering a Home Equity Loan to...
How to Repair Your Credit and Buy a Home
There are three major consumer reporting agencies (CRAs), or credit bureaus, that mortgage companies use to assess a buyers credit rating: Experian, Equifax and Trans Union. Credit scores typically range from 300 to 850. For home loan purposes, a score of 650 or higher indicates a good credit...
Preventing Financial Fraud For The Elderly
Older people may be victims of frauds like con games and insurance, home repair, telephone, or internet scams. Even trusted friends or family members have been known to steal an older persons money or property. The following tips may help: Dont be afraid to hang up on telephone salespeople. You...
Student Credit Cards: What You Should Know
If it’s been a while since you’ve looked at your credit report, you may be surprised to find errors, mistakes, or even a black mark or two. Fortunately, a Credit Repair Company can help you fix those mistakes and erase those black marks. Watch out for scammers, though, and choose a reputable...